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Refinance & Home Equity
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LA Homeowners Refinance Your Mortgage and Unlock Your Equity — Fast.
At Cohen Financial Group, we simplify the process, secure better rates, and help you put your home equity to work.
Get Your Free Refinance Quote
Needs Work
< 620
FAIR
620 - 679
GOOD
680 - 719
EXCELLENT
720 +You Could Qualify For
in CA for a free loan consultation.
A loan representative will contact
you shortly to help you with all your
mortgage needs.
Why Refinancing
- Want to invest in more real estate? Use your home equity to grow your portfolio.
- Planning a Renovation or Upgrade? Tap into your home equity to cover expenses.
- Have Revolving Debt? Consolidate high-interest credit cards with a lower-rate loan.
- Short on Time? Our average refi closes in 14–21 days.
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FAQs
FAQ
Most loans close in 2–4 weeks.
Yes — you can refinance your mortgage even if your credit score is less than perfect. Refinancing can still help you lower your monthly payments, consolidate debt, or switch from an adjustable to a fixed-rate loan — and you can always refinance again later when your credit improves.
You do not have to refinance with the lender who holds your current mortgage, and working with a broker will save you time shopping rates because we do it for you.
- 1.Rate and Term Refinance – This is for borrowers who only want to change the loan term (length of the loan) and the interest rate.
- 2.Cash-out Refinance – In addition to a change to the rate and loan term, a cash-out will allow for an increase in the loan amount enabling the borrower to walk away with cash.Example: The original loan on the property was $350,000, but the borrower requests a loan amount of $375,000. The borrower receives a check for $25,000 at the closing of the new loan.
- 3.Cash-in Refinance – A loan option for homeowners who want to reduce their interest rate, change the loan term and pay down the existing loan.
Refinance Form
Your Home.
Your Equity.
Your Move.
Don't Miss the Next
Rate Drop
Let Cohen Financial Group help you save money and build wealth — all from the comfort of your home.